Commercial Insurance

Energy

You harness the power people need to live — True empowers you to make informed insurance choices for your business.

Competitive Advantage

There’s no smarter energy business insurance partner than True & Associates.

Our underwriters and industry specialists work closely with your business to provide property and casualty insurance coverages that help you manage your business’s risk exposures, defend against liabilities and protect your long-term interests.

With reliable protection and outstanding risk control and claim services, along with dedicated customer service from our agency, you have the freedom to focus on managing your business.

True and Associates’ broad portfolio of products and other cost-management programs help you save substantial claim dollars and help improve productivity.

Theft / Employee Dishonesty

Provides coverage for employee dishonesty

Business Interruption

Provides protection designed to get your company back in business and operating at pre-loss levels as soon as possible

Key Employee Replacement Expense

Provides coverage for replacement expense incurred due to the permanent loss of services of a key named employee caused by a covered accident

Machinery and Equipment Breakdown

For the sudden and accidental breakdown of pressure, mechanical and electrical equipment

Non-owned Detached Trailers

Provides coverage for customers or contract carriers’ trailers left on your property

Transportation Coverage

Provides protection designed to get your company back in business and operating at pre-loss levels as soon as possible

Automobile Extension Endorsement

Offers an array of extensions needed by distributors, such as Broadened Insured, Supplementary Payments and Fellow Employee Bodily Injury

Product Adulteration and Contamination Endorsement

Provides coverage for losses from both direct physical damage and business income

Retail Selling Price Endorsement

Amends value for retail stock to a selling price basis

Contractual Penalties

Provides coverage for penalties incurred contractually due to a covered cause of loss

Emergency Vacating Expenses

Provides coverage for an emergency evacuation as a result of a covered cause of loss

Limited Pollution Liability

Provides protection against losses resulting from accidental release of pollutants either at or from your owned premises or at a job site

General Liability Extension

Offers an array of industry-specific extensions needed by distributors such as, Blanket of Additional Insureds, including Vendors, which provides coverage when written contracts require you to name others as additional insureds

Inland Marine Cargo

Provides coverage for penalties incurred contractually due to a covered cause of loss

Ocean Marine

Provides additional protection for businesses that import or export raw materials, semi-finished goods and finished goods

Interested in getting all of your insurance needs from one trusted supplier?

Contact us today to receive a free customized quote.