Did you know the basic home and renters policy has sublimits associated with certain types of Personal property, limiting the amount of coverage you have? Many times the policies cap out at $1,000 of coverage. Is that really enough? In most cases it isn’t which is why you can schedule these items directly onto your policy for the appraised value. Some of these items are:
- Fine Arts
You can also purchase Blanket Coverage, providing you with an increased limit for all items.
Our Account Representatives will walk you through this and help you determine if the added coverage is appropriate, customizing your policy to you. Make sure you have the proper coverage on these items before you have a claim…not after.
If you are interested in an insurance quote, please click the link below or call us today at (908) 232-0760.