Solutions that are specifically tailored to your practice’s risk exposure, geographic area, and line of business
There’s no smarter business insurance partner than True & Associates.
There’s no smarter business insurance partner than True & Associates. Our underwriters and industry specialists work closely with your business to provide property and casualty insurance coverage that help you manage your business’s risk exposures, defend against liabilities and protect your long-term interests.
With reliable protection and outstanding risk control and claim services, along with dedicated customer service from our agency, you have the freedom to focus on managing your business.
Risk Control Services Focused On Preventing Loss
We recognize that the least disruptive loss is the one that never occurs. True and Associates is dedicated to helping your practice manage financial costs of preventing losses from occurring. Our Risk Control consultants have a long and successful history of helping businesses protect workers, safeguard assets and improve productivity. We offer a comprehensive package of risk control services that can help your business avoid costly work stoppages.
Effective And Supportive Claim Handling Service
We provide a consistent, seamless approach to claim handling, beginning with initial claim reporting and ending with the final resolution of a claim. Our claims experts understand coverage and will see to it that your claims are handled promptly. Insurance carriers promise claim protection, if your independent broker partner that secures claims are paid
Cost Management Programs That Can Save You Money
True and Associates has many cost and case management programs designed to help manage and mitigate the overall cost of loss, including: medically-approved return-to-work programs that consistently return injured workers back to work quickly and safely; legal services that concentrate on controlling expenses and providing fair outcomes; medical peer review for a number of specialties; and state-of-the-art online budget, billing and communications systems — just to name a few.
True and Associates’ broad portfolio of products goes beyond the standard business coverage. We offer the key coverage you need to protect your Outpatient Healthcare Practice. These and other cost management programs help you save substantial claim dollars and help improve productivity.
reimburses medical practices for actual loss of earnings up to 12 months for covered loss and extra expense coverage needed to continue business operations during period of restoration.
Medical Equipment Breakdown
protects against losses related to medical equipment caused by a covered mechanical or artificially generated electric current.
responds to losses caused by the inability to collect outstanding balances as a result of lost or damaged records.
Computer and Media Coverage
protects investment in computer technology with reimbursement for physical damage to computer hardware and software including electronic patient records. Built-in coverage for virus damage to equipment, software and data.
Spoilage-Perishable Medicines and Medical Supply
blanket limit available.
Legal Expenses for Disposal Waste
reimbursement for legal expenses, within program limit, resulting from violations arising from disposal of medical waste.
Workers Compensation Needle Stick Injury Claims Handling
in addition to paying for injured workers initial testing available program offers source patient testing and reimbursement.
Automobile Extension Endorsement
provides Employees as Insureds, non-owned coverage, lease gap coverage and loan coverage.
coverage, including legal defense costs, for claims raised in certain employment related lawsuits brought by employees or job applicants.
Theft / Employee Dishonesty
provides coverage for employee dishonesty
- True & Associates Sponsors “Haunted Red Mill Virtual Event” for Red Mill Museum Village
- These are the professionals at the Scotch Plains branch of Unity Bank who work very hard for us every day
- Tom True To Be Honored By Union County Boys & Girls Club On May 18th, 2020
- True & Associates Enjoys LICA Holiday Party
- True & Associates Holiday Celebration A Great Success!