Commercial Insurance

Non-Profit & Social/Human Services

Your passion is helping people — True helps safeguard the important work you do.

Financial Institution Insurance provider in NJ and NY

Competitive Advantage

There’s no smarter business insurance partner than True & Associates. 

Our underwriters and industry specialists work closely with your business to provide property and casualty insurance coverage that help you manage your organization’s risk exposure, defend against liabilities and protect your long-term interests. With reliable protection and outstanding risk control and claim services, along with dedicated customer service from our agency, you have the freedom to focus on managing your business.

General Liability

Comprehensive coverage including premises liability, personal injury liability, coverage for fundraising events and medical payments for volunteers.

Directors and Officers Coverage

Protects directors, officers, trustees and the organization against claims alleging negligence, errors and omissions, misstatements, misleading statements, misrepresentations, and wrongful employment practices. Options for defense outside limit and two year policies for qualifying risks.

Professional Liability

Covers companies and individuals against loss resulting from acts, errors or omissions in their performance of professional duties.


Coverage for building and business personal property with blankel limits available, equipment breakdown, glass and sign coverage and water backup of sewers and drains or sump pumps.

Business Income

Reimburses organization for actual loss of earnings up to 12 months for covered loss and extra expense coverage needed to continue business operations during period of restoration.

Automobile Liability

Provides Employees and Volunteers as Insureds, hired and non-owned coverage and defense driving workshops

Crime and Fidelity

Responds to losses caused by employee theft, forgery or alteration and money and securities.

Cyber Liability

Coverage for transmission of malicious code to outside parties, privacy breach, intellectual property, libel and slander arising out of online content and business interruption from network attacks.

Crisis Management

Sub limits provided for crisis emergency response expenses incurred because of an incident giving rise to a crisis.

Interested in getting all of your insurance needs from one trusted supplier?

Contact us today to receive a free customized quote.