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At True & Associates, meeting your insurance needs is our primary focus. We strive to provide our clients with cost-effective risk management solutions to minimize exposure to financial loss. We achieve this by handling and continually advising our clients through the insurance process.

Our fifty employees are dedicated to bringing our clients the industry’s best services and competitive products through our unprecedented product knowledge and differentiated industry expertise.

— Thomas True, CEO


  • “The professionals at True & Associates have played a critical role in the success of the New Jersey Subcontractors Association since our inception. Many years ago True & Associates made a commitment to the New Jersey Subcontractors Association and they have honored that commitment each and every day since. They are always willing to share their time, talent and resources with the organization.

    Beyond their support for the association however, is the expertise they have developed over that time in serving the subcontractor community, they understand and appreciate the unique challenges faced by our members and have successfully crafted solutions to those challenges time and again.”

    Kevin Monaco – New Jersey Subcontractors Association



Video By William Dougherty: Learn How to Avoid the 10 Critical Business Insurance Mistakes

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Common Claims Questions

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Emergency Claims Contact Information

Federal Emergency Management Agency (FEMA) Website

Flood Policy Holders

Selective: 877-348-0552

Harleysville: 800-759-8656

Travelers: 800-356-6670

National Flood: 866-947-9489

Personal Lines

Encompass: 800-588-7400

Travelers: 800-252-4633

Selective/Personal & Commercial:

Franklin Mutual Insurance:

Ace Private Client Group:

Jimcor: 201-573-8200

NJ Skylands: 866-279-7688

Met Life: 800-854-6011

Plymouth Rock Assurance:

Commercial Lines

CNA: 877-262-2727

Harleysville: 800-892-8877

Hartford: 800-243-5860

Selective: 866-455-9969

Travelers: 1-800-238-6225