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At True & Associates, meeting your insurance needs is our primary focus. We strive to provide our clients with cost-effective risk management solutions to minimize exposure to financial loss. We achieve this by handling and continually advising our clients through the insurance process.

Our fifty employees are dedicated to bringing our clients the industry’s best services and competitive products through our unprecedented product knowledge and differentiated industry expertise.

— Thomas True, CEO


  • “For many years True & Associates has been a strong supporter of LICA. They have been a valuable partner to our association but more important to the members. They have successfully delivered educational programs, guidance and leadership in controlling costs and protecting member assets.”

    Gerald Biuso, CEO – New Jersey Land Improvement Contractors of America (LICA)

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Common Claims Questions

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Emergency Claims Contact Information

Federal Emergency Management Agency (FEMA) Website

Flood Policy Holders

Selective: 877-348-0552

Harleysville: 800-759-8656

Travelers: 800-356-6670

National Flood: 866-947-9489

Personal Lines

Encompass: 800-588-7400

Travelers: 800-252-4633

Selective/Personal & Commercial:

Franklin Mutual Insurance:

Ace Private Client Group:

Jimcor: 201-573-8200

NJ Skylands: 866-279-7688

Met Life: 800-854-6011

Plymouth Rock Assurance:

Commercial Lines

CNA: 877-262-2727

Harleysville: 800-892-8877

Hartford: 800-243-5860

Selective: 866-455-9969

Travelers: 1-800-238-6225