Protecting your people and your equipment is essential for any successful manufacturer.
Every company has unique insurance needs.
The manufacturing industry is large and diverse and every company has unique insurance needs. So when purchasing insurance, you need to consider these specific requirements along with the scope of coverage and value. You need an insurance agent who knows the industry from worker’s compensation to workplace accidents.
True & Associates will create an insurance program specifically designed to respond to the requirements of your manufacturing company. Through innovative coverage and realistic limits, we accurately address and respond to today’s rapidly changing manufacturing industry. Our broad portfolio of products goes beyond the standard business coverages.
Commercial General Liability Insurance
Protects against liability claims for bodily injury and property damage arising out of premises, operations, products, and completed operations including selling defective products or perishable goods that cause injury to others.
Building and Business Property Insurance
Building and Business Property Insurance will cover the costs to repair or replace your property, including inventory, office furniture or fixtures damaged, stolen or lost.
Professional Liability Insurance
Professional Liability insurance is also referred to as Errors and Omissions insurance. This provides coverage in the event that your business is liable for damages and financial loss. Even if your company is vindicated, professional liability insurance will cover legal expenses associated with those claims.
Inland Marine Insurance
This type of insurance helps to protect your business’s personal property if damaged while being transported, critical when transporting large or sensitive equipment.
Business Interruption Insurance
Business Interruption Insurance covers lost income and expenses resulting from property damage or loss. For example, if water damage forces you to close your business for a month, this insurance would reimburse you for salaries, taxes, rents, and net profits that would have been earned during this time.
Workers’ Compensation Insurance is required by law in New Jersey. It provides financial protection for expenses related to an employee’s job-related sickness or injury as well as any wages lost during the employee’s recovery period.