Insurance and Surety

Provider in NJ and NY

True & Associates

Providing our clients with cost-effective risk management solutions to minimize exposure to financial loss.

Hands on services

Meeting Your Insurance Needs

At True & Associates, meeting your insurance needs is our primary focus. We strive to provide our clients with cost-effective risk management solutions to minimize exposure to financial loss. We achieve this by handling and continually advising our clients through the insurance process.

Our fifty employees are dedicated to bringing our clients the industry’s best services and competitive products through our unprecedented product knowledge and differentiated industry expertise.

Our Mission

Our mission is to provide our clients with cost-effective risk management solutions to minimize their exposure to financial loss. We achieve this by properly handling and advising each client through the insurance process. The True & Associates team is guided in our activities and behaviors by the values that we share with each other.

Competitive Advantages

Multi-Line Full Service Property Casualty Agency

True & Associates is a Multi-Line Full Service Property Casualty Agency with differentiated services providing Commercial and Personal Lines Product offerings. True & Associates is a recognized industry leader specializing in providing cutting edge services and product expertise to the construction industry.


Our array of commercial insurance options cover companies small to large, giving you the specialized coverage and claim service you need to do business with confidence.


We take pride in providing responsive and creative solutions to a wide range of contractors – small, as well as mid-sized and large accounts.


Our extensive background in construction, accounting and underwriting gives our clients a huge advantage when dealing with CPA firms and surety bond underwriters.


Get a competitive edge by allowing us to creatively tailor an insurance portfolio designed for your individual needs, requests and budget.


Charles A. DeAngelis

“We have worked with True and Associates since we started Vericon in 2005. From day one, they demonstrated a trustworthy and dependable partnership and have supported our company’s growth through both insurance and bonding needs.”

Gerald Biuso

“For many years True & Associates has been a strong supporter of LICA. They have been a valuable partner to our association but more important to the members. They have successfully delivered educational programs, guidance and leadership in controlling costs and protecting member assets.”

Robert Briant, Jr.

“I have known Tom True and Bill Dougherty for many years. Their firm is well versed in the expertise of bonding and insurance for the construction industry. Their input and advice on insurance and bonding matters to UTCA has been excellent and greatly appreciated. The firm has been a long-time supporter of UTCA and the industry and is greatly appreciated by the industry.”

Competitive Advantages

Benefit Programs

True & Associates’ specialists work with you to create a customized plan and help you implement your benefits strategy. We suggest products and services only after considering your specific goals and needs. Your specialist will monitor your situation and suggest changes to your benefits plan as they become necessary.

Safety & Loss Control

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